Build Financial Wellness, LLC

Privacy Policy

Effective Date: August 1, 2025

At Build Financial Wellness, LLC (“we,” “our,” or “us”), your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website (https://www.buildyourfinancialwellness.com) or use our financial coaching services.

By using our website or services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We collect two types of information:

A. Personal Information

When you sign up for our services, request information, or interact with us through our website, we may collect information such as:

• Name
• Email address
• Other information you voluntarily submit

B. Non-Personal Information

We may also collect technical and usage data, including:

• IP address
• Browser type
• Device information
• Pages visited

This information helps us improve our website and enhance your user experience.

2. How We Use Your Information

We may use your information for the following purposes:

• To deliver and manage our financial coaching services
• To respond to inquiries and provide customer support
• To send emails related to our services, promotions, updates, and newsletters
• To analyze website usage and improve content and functionality
• To comply with applicable laws and regulations

By submitting your name and email address on our website, you consent to being added to our email list. This may include receiving marketing content, business updates, or other communications from us.

You can unsubscribe at any time by clicking the “Unsubscribe” link in any email or by contacting us directly.

3. How We Protect Your Information

We use reasonable administrative, technical, and physical security measures to protect your information. However, please note that no data transmission or storage system can be guaranteed to be 100% secure.

4. Sharing Your Information

We do not sell or rent your personal information. We may share your information only:

• With trusted service providers (e.g., payment processors, email platforms) under confidentiality agreements
• If required by law (e.g., in response to a subpoena or government request)
• In the event of a business transfer, merger, or sale of assets

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience. You may disable cookies in your browser settings, but some website features may not function properly without them.

6. Your Rights and Choices

You have the right to:

• Access or update your personal information
• Request deletion of your personal data, where legally permissible
• Unsubscribe from marketing communications at any time

7. Children’s Privacy

Our services are not intended for individuals under the age of 18 (“child” or “children”). We do not knowingly collect personal information from children. If we learn that a child has submitted personal data, we will take steps to delete it.

8. California Privacy Rights (If Applicable)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), such as the right to:

• Request access to your personal data
• Request deletion of your personal data

9. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised “Effective Date.” Your continued use of our website or services constitutes your acceptance of the updated policy.

10. Contact Information

If you have questions or concerns about this Privacy Policy, please contact us:

Terms of Use Policy

Effective Date: August 1, 2025

These Terms of Use (“Terms”) govern your use of the website https://www.buildyourfinancialwellness.com and the services offered by Build Financial Wellness, LLC (“we,” “our,” or “us”), including financial coaching services.

By using our website or purchasing services, you agree to these Terms. If you do not agree, please do not use the site.

1. Use of Our Website

You agree to use our website and services for lawful purposes only. You must not use our services to:

• Violate any applicable laws or regulations
• Infringe upon the rights, privacy, or intellectual property of others
• Disrupt or interfere with the security or functionality of the website

2. Coaching Services

• Our services include financial coaching designed to help individuals improve their financial well-being.
• Coaching is not legal, investment, or tax advice. We recommend consulting licensed professionals for those needs.
• Sessions must be booked via our website and paid in advance through secure third-party systems.

3. Email Communications and Consent

By submitting your name and email address through any form on our website, you consent to receive communications from us, including promotional content, newsletters, and updates.

You may unsubscribe at any time by clicking the “Unsubscribe” link in our emails or by contacting us directly.

4. Account Registration

If account creation is required to access services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your login credentials
• Notify us immediately of any unauthorized use of your account

You are responsible for all activities under your account.

5. Payment and Refund Policy

• Payment is required prior to scheduling any coaching session.
• Refunds may be issued according to our refund policy, which is available upon request or as posted separately on our website.
• Cancellations must be made at least 24 hours before the start of the first session to qualify for a refund or reschedule.

6. Intellectual Property

All content on this website — including text, graphics, logos, trademarks, images, videos, and other materials — is the intellectual property of Build Financial Wellness, LLC or its content suppliers.

You may not copy, reproduce, distribute, or use any content without prior written permission.

7. Limitation of Liability

To the fullest extent permitted by Indiana law, Build Financial Wellness, LLC is not liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the website or our services.

8. Indemnification

You agree to indemnify, defend, and hold harmless Build Financial Wellness, LLC, its employees, contractors, and partners from any claims, losses, damages, or expenses (including legal fees) resulting from:

• Your use of our website or services
• Your violation of these Terms
• Your infringement of any third-party rights

9. Termination

We reserve the right to suspend or terminate access to our website or services at our discretion, especially if you violate these Terms or engage in unlawful activity.

10. Governing Law

These Terms are governed by the laws of the State of Indiana, without regard to conflict of law principles.

To the extent permitted by law, any disputes shall be resolved in the state courts of Allen County, Indiana.

11. Updates to These Terms

We may update or modify these Terms at any time. Updates will be posted on this page with a new Effective Date.

Your continued use of the website or services after such updates constitutes acceptance of the revised Terms.

12. Contact Information

If you have any questions about these Terms, please contact us: